Insurance & Risk Management

Protecting yourself, your loved ones, your home or your business against unexpected events is a fundamental aspect of wealth management. Closing the gap on potential risks can be tricky without comprehensive planning and implementation that methodically evaluates all potential risk factors.

Thatís why risk analysis is an integral part of our ongoing process. We continually identify and analyze all risk factors and make objective and unbiased recommendations to provide you with the confidence you seek.

About Long-Term Care Insurance

When planning for your healthcare needs in retirement, it is important to keep in mind that:

  • Medicare is not nursing home insurance and does not cover long-term care
  • Private medical insurance or Medicare supplement plans do not cover maintenance care

Long-term care insurance can help you better manage healthcare costs while shifting the risk to an insurance provider. This helps to ensure your healthcare needs, and those of loved ones, are covered well into the future. Adequate financial planning now can help prevent a lifetime of assets from falling short when you need them most.


Life Insurance | Disability Insurance | Long-Term Care Insurance


Protecting a Lifetime of Assets

At Berk Wealth Management, our objective is to help protect and advance your portfolio. We believe that adjusting your strategy as financial market conditions change is the right way to help you actively pursue your goals and the financial independence you seek. Tactical portfolio management enables us to actively anticipate and react to changing conditionsónot simply stand by and hope circumstances improve.

  • We focus on balancing the objectives of preservation and growth by managing your risk vs. reward tradeoff with predictable, sustainable portfolio strategies.
  • We provide the opportunity to help grow your wealth and protect your principal by creating diversified investment portfolios using sophisticated investment strategies, while adhering to a strict sell discipline.

We begin by determining your goals and overall risk tolerance, then build in controls to limit the downside. We make investment decisions based on fundamentals in the market, which helps to remove emotion from the decision-making process.

Our disciplined long-term approach helps us avoid major pitfalls as a result of trying to time the market. We diversify your portfolio using multiple asset classes and non-correlated alternative investments. We believe investment management should be measured by the progress you are making toward your goals, and benchmarked against your expectations. 

No investment strategy can ensure guarantee results or ensure against market risk

How We Manage Investment Risk

At Berk Wealth Management our strategies are designed with the goal to help advance your portfolio when the market is rising, and protect capital when the market is falling.

  • We strive for a deep understanding of the fundamental aspects of the economy, markets and instruments in which we invest.
  • Using technical analysis, we monitor metrics such as supply, demand, relative strength and favored asset classes, along with qualitative and quantitative strategies, which help to reveal entry and exit points.
  • We employ strict buy and sell disciplines.
  • We closely monitor your portfolio and adjust your asset allocation as the market cycle evolves and circumstances warrant.
  • By monitoring market trends and adjusting your allocation accordingly, we can more effectively manage risk and help protect your investments from extreme market volatility.

No strategy ensures a profit or protects against loss. Investing involves risk, including possible loss of principal. Past performance is no guarantee of future results.

Contact Us today and begin charting your course toward financial independence.